Financing
Why should I consider financing?
Financing your remodeling project is a responsible way of meeting your goals and working within your budget. You should consider financing your remodel if:
• You do not have the available cash on hand
• You are able to secure a loan with a low interest rate.
What are my financing options?
Your options for financing your remodel include:
• Traditional mortgages
• Home equity loans
• Home improvement loans
• 365-Day Same-As-Cash
• Construction to permanent loans
Who should I talk to about my project?
We work with the following companies who specialize in financing remodels
PROSPECT MORTGAGE, LLC
As one of the nation's largest independent residential retail lenders, Prospect Mortgage has greater control over your transaction and is able to quickly approve and close loans in-house. In fact, we are able to fund loans that other lenders might deny. Contact Adams Davis to see how he can help you.
Adam Davis
Renovation Specialist
44365 Premier Plaza, Suite 200
Ashburn, VA 20147
800-464-2484 Phone
www.myprospectmortgage.com
Our highly experienced Loan Officers take the time to carefully listen to you and understand your goals, and then provide a consultative approach to helping you find the right loan. That’s why we offer a vast array of loan programs that most other lenders can't match. It’s all about finding the right loan for you.
We offer a variety of home loan solutions including first-time homebuyer programs with down-payment assistance, FHA and VA, conventional, jumbo and super jumbo, reverse mortgages and more! This means you can rest assured that we’ll provide you with a competitive loan that meets your unique needs.
SUNTRUST MORTGAGE
Rated number one in overall customer satisfaction by J.D. Power
SunTrust Contacts:
Laura Triplett
Loan Officer
14560 Potomac Mills Road
Woodbridge, VA 22192
Office: 703-492-5057
Cell: 703-919-3679 Fax: 703-494-1484
laura.triplett@suntrust.com
"Unlike many mortgage lenders who just do transactions, I help guide my clients through many different types of financial and life events, including building home additions. I know from experience that 69% of Americans are homeowners, and many have aging homes. I help people understand what options they have regarding their home when going through the renovation process. In fact, I even know of some ways that clients can finance a renovation project with no out of pocket expense." Visit Laura’s SunTrust Web site.
EnerBank USA
Make Your Home Improvement Dreams Come True Today!
Why Wait? There’s 365-Day Same-As-Cash.
With Friendly Finance, which is only available through authorized and participating contractors, you’ll get:
• No payments and no interest for 12 months on approved credit
• 100% unsecured financing from $1,000 to $45,000 on approved credit
• A quick, easy, and safe toll-free loan-by-phone application process
• A fast credit decision in about 10 minutes
• No paperwork
• Peace-of mind because you provide your personal financial information directly to the bank and not to your dealer or over the internet
• Convenient calling hours
• Monday-Friday 8:00 AM to 1:00 AM (EST)
• Saturday 9:00 AM to 8:00 PM (EST)
• No application fee—No closing costs—No prepayment penalties
So don’t delay. You can complete your home improvement now rather than later. Selecting the right professional contractor with an attractive same-as-cash payment option makes your decision easier. Have a question about Friendly Finance or want to apply? Realizing your home improvement dreams is only a toll-free call away.
888-495-5053
CLICK HERE to download the financing form.
Loans provided by EnerBank USA (1245 E. Brickyard Rd., Suite 640, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment terms vary from 24 to 132 months. 17.4% fixed APR subject to change. Interest waived if repaid in 365 days.
EnerBank USA has helped tens of thousands of homeowners get the payment options they need to fulfill their home improvement and remodeling dreams. EnerBank USA is a wholly owned subsidiary of CMS Energy Corp., which is traded on the New York Stock Exchange under the symbol CMS.
Eagle Nationwide Mortgage Co. a subsidiary of Eagle National Bank is located in Charleston, SC. We know home improvement lending and it’s all we do. With over 30 years of hands on home improvement lending experience, you know that you have come to the right place. Whether you are looking to finance a new pool, add a sunroom to your home, finish your basement or any other project, we know how to get the loan done fast and efficiently.
Our Philosophy "Customers for Life"
A strong and genuine belief in the "customer for life" principle of doing business is what fuels this company. Referrals from previous customers and home improvement business partners have always accounted for the majority of the Company's production.
Low rates and fees through knowledge and technology
We use the most advanced technology available to close loans quickly, at a low cost. By combining the use of the Internet along with advanced processing software and automated underwriting systems we have taken the mystery out of approving and closing home improvement loans.
Current Programs
- NEW $25,000 unsecured rates start at 12.99%
- NEW $50,000 max unsecured rates start at 14.99%
- NEW $30,000 Renovation Loan (no equity required)
- 85% LTV secured loans with rates as low as 5.0% and scores as low as 580 up and loan amount to $417,000
- 90% LTV HELOCS and secured 2nd Mortgages
- 1st mortgage refinancing FHA,VA Conventional & Reverse Mortgages
- Borrowers 62 or older, No Income/No Credit Qualify, Equity Driven!
- Never a cost or discount to you to use our programs
Call Today!
Calculators For Your Convenience
Rent vs. Buy Calculator
Weigh the financial benefits of home ownership against what it's costing you to rent.
Calculate the amount of your monthly payments for different mortgage options.
Refinance Calculator
Compare the interest rate on your current mortgage to today's rates to see if refinancing is a smart financial move.
Estimate how much money you may be able to take out of your home with a reverse mortgage.