Financing
Why should I consider financing?
Financing your remodeling project is a responsible way of meeting your goals and working within your budget. You should consider financing your remodel if:
• You do not have the available cash on hand
• You are able to secure a loan with a low interest rate.
What are my financing options?
Your options for financing your remodel include:
• Traditional mortgages
• Home equity loans
• Home improvement loans
• 365-Day Same-As-Cash
• Construction to permanent loans
Who should I talk to about my project?
We work with the following companies who specialize in financing remodels
SUNTRUST MORTGAGE
Rated number one in overall customer satisfaction by J.D. Power
SunTrust Contacts:
Laura Triplett
Loan Officer
14560 Potomac Mills Road
Woodbridge, VA 22192
Office: 703-492-5057
Cell: 703-919-3679 Fax: 703-494-1484
laura.triplett@suntrust.com
"Unlike many mortgage lenders who just do transactions, I help guide my clients through many different types of financial and life events, including building home additions. I know from experience that 69% of Americans are homeowners, and many have aging homes. I help people understand what options they have regarding their home when going through the renovation process. In fact, I even know of some ways that clients can finance a renovation project with no out of pocket expense." Visit Laura’s SunTrust Web site.
HFS Financial
HOME IMPROVEMENT LOANS!
- NEW $25,000 unsecured rates start at 9.99%, terms up to 7 years (no equity required, no pre-payment penalty)
- NEW $50,000-$75,000 unsecured rates start at 12.99%, terms up to 7-10 years (no equity required, no pre-payment penalty)
- NEW $25,000-$75,000 Military & Federal Govermment unsecured rates start at 12.25%, terms up to 15 years (no equity required, no pre-payment penalty)
- 1st mortgage refinancing FHA,VA, Conventional & Reverse Mortgages
- 85% LTV secured loans with rates as low as 4.5% and scores as low as 620 score & up, loan amounts to $417,000
- Borrowers 62 or older, No Income/No Credit Qualify, Equity driven!
CLICK HERE to fill out an application
Fax over on your credit application/or ours 800-254-9560 (Fax)
HFS Financial
11155 Dolfield Blvd.
Owings Mills, MD 21117
Phone/Fax 1-800-254-9560
*with approved credit – Subject to minimum loan qualifications. Rates are subject to change.
Some programs are state specific
EnerBank USA
Make Your Home Improvement Dreams Come True Today!
Why Wait? There’s 365-Day Same-As-Cash.
With Friendly Finance, which is only available through authorized and participating contractors, you’ll get:
• No payments and no interest for 12 months on approved credit
• 100% unsecured financing from $1,000 to $45,000 on approved credit
• A quick, easy, and safe toll-free loan-by-phone application process
• A fast credit decision in about 10 minutes
• No paperwork
• Peace-of mind because you provide your personal financial information directly to the bank and not to your dealer or over the internet
• Convenient calling hours
• Monday-Friday 8:00 AM to 1:00 AM (EST)
• Saturday 9:00 AM to 8:00 PM (EST)
• No application fee—No closing costs—No prepayment penalties
So don’t delay. You can complete your home improvement now rather than later. Selecting the right professional contractor with an attractive same-as-cash payment option makes your decision easier. Have a question about Friendly Finance or want to apply? Realizing your home improvement dreams is only a toll-free call away.
888-495-5053
CLICK HERE to download the financing form.
Loans provided by EnerBank USA (1245 E. Brickyard Rd., Suite 640, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment terms vary from 24 to 132 months. 17.4% fixed APR subject to change. Interest waived if repaid in 365 days.
EnerBank USA has helped tens of thousands of homeowners get the payment options they need to fulfill their home improvement and remodeling dreams. EnerBank USA is a wholly owned subsidiary of CMS Energy Corp., which is traded on the New York Stock Exchange under the symbol CMS.
Stifel Bank & Trust
Count of the experts to build your dream kitchen...Count on the experts to finance it.
The experienced professionals at Stifel Bank & Trust are a resource for your mortgage and equity lending needs. We can help finance your dream kitchen, bathroom renovation, home addition and more.
- Mortgage and Equity Lending Options to Fund your Remodeling Needs
- Securities-Based Lines of Credit
- Low Rate, Low Cost Loans from Coast to Coast
877-784-3351
Contact:
Ryan Otto
Office: 314-317-6965
Cell: 314-566-4582
rotto@stifelbank.com
CLICK HERE to get started.
Calculators For Your Convenience
Rent vs. Buy Calculator
Weigh the financial benefits of home ownership against what it's costing you to rent.
Calculate the amount of your monthly payments for different mortgage options.
Refinance Calculator
Compare the interest rate on your current mortgage to today's rates to see if refinancing is a smart financial move.
Estimate how much money you may be able to take out of your home with a reverse mortgage.
